Chapter 771 Oregon Laws 2009

AN ACT

HB 2370

Relating to motor vehicle insurance policies.

Be It Enacted by the People of the State of Oregon:

SECTION 1. Sections 2 to 4 of this 2009 Act are added to and made a part of the Insurance Code.

SECTION 2. (1) A rate, rating plan or rating system filed with the Director of the Department of Consumer and Business Services for a motor vehicle insurance policy offering liability, personal injury protection or collision coverage shall provide an appropriate reduction in premium charges for such coverage if:

          (a) The principal operator of a covered motorcycle has successfully completed a motorcycle rider education course established under ORS 802.320. The course must be completed no more than three years prior to the beginning of the policy period for which the discounted rate applies.

          (b) The motorcycle is not classified, for underwriting purposes, as used for a business.

          (2) If the person qualifying for a premium reduction under subsection (1) of this section is the principal operator of two or more motorcycles, the premium discount applies to only one motorcycle. No more than one premium discount may be applied to one motorcycle.

          (3) If a motor vehicle insurance policy insures motorcycles and other vehicles, the appropriate reduction in premium charges applies only to the motorcycle portion of the policy.

SECTION 3. Except as otherwise provided in this section, the premium reduction required under section 2 of this 2009 Act shall be effective for an insured for a three-year period after successful completion of the approved course.

SECTION 4. An organization offering a motorcycle rider education course established under ORS 802.320 shall issue a certificate to each person who successfully completes the course. The person shall present the certificate to an insurer to qualify for the premium reduction required under section 2 of this 2009 Act.

SECTION 5. Sections 2 to 4 of this 2009 Act apply to motor vehicle insurance policies issued or renewed on or after the effective date of this 2009 Act.

Approved by the Governor July 22, 2009

Filed in the office of Secretary of State July 22, 2009

Effective date January 1, 2010

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